Product tour

See the whole platform,
one ledger at a time.

Walk through every Vinance module with the same sample company, from the dashboard down to the balance sheet. Ten areas, one set of books, and figures that tie out end to end.

The whole platform, in order

Ten modules. One set of books.

Follow Meridian Trading Co., a small trading and services business, through every part of Vinance. Each module below posts to the same ledger, so sales, purchases, banking, and payroll are never out of step. The screens are illustrative recreations of the app; the numbers are consistent from the dashboard down to the balance sheet.

10modules on this tour
1ledger behind all of them
7import sources for your old books
28reports, each exporting to Excel with live formulas

Dashboard

Open the app and the business is already summarised.

The home screen reads revenue with its month-over-month change, outstanding receivables with the overdue portion, expenses, and the bills coming due, all straight off the ledger. Nothing is a stale export or a number someone pasted in last week. When Meridian sends a new invoice or records a payment, these tiles move the moment it happens.

  • Revenue tile with month-over-month movement
  • Outstanding receivables, with the overdue amount called out
  • Expenses and upcoming bills, read live from posted entries
See reports & dashboards →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
HomeDashboard
New invoice
Revenue (July)
$312,800
▲ 5.4% vs June
Outstanding receivables
$318,600
$41,900 overdue · 6 invoices
Expenses (July)
$239,400
COGS, opex, and payroll
Bills due (30 days)
$96,500
12 bills
All 4 bank accounts reconciled through Jul 17

Invoicing & sales

Quote it, send it, and the books already know.

Turn an estimate into a branded invoice in one click, issue credit notes against it, and watch receivables aging update as payments land. Because every invoice posts a balanced journal as it is sent, a paid invoice is a ledger entry, not a note to record the deposit later. Recurring invoices for retainers are in beta, and online payments are planned.

  • Estimates that convert to invoices without retyping
  • Credit notes that post against the original invoice
  • Live receivables aging, from current through 90+ days
Explore invoicing & sales →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
SalesInvoicesINV-1042
SendPDF
Meridian Trading Co.
Sent

INVOICE #1042

Billed to · Northwind Logistics
Issued Jun 30Due Jul 30 · Net 30
Freight forwarding, June$18,400
Customs handling (12 shipments)$3,600
Storage, 2 weeks$1,250
VAT 5%$1,162
Total due$24,412
Reminder scheduled for Jul 27 · posted to the ledger on send

Bills & purchases

Money leaves the business on purpose, not by surprise.

Raise purchase orders, record what actually arrives as goods receipts, and match the supplier bill against both before it is paid. That 3-way match, with tolerances you set, catches short deliveries and overbilling before they hit the books. Each bill posts to payables and, where relevant, into inventory. Scheduled payment runs are in early access.

  • 3-way matching: purchase order, goods receipt, and bill
  • Vendor credits and bill payments that post to payables
  • Scheduled payment runs, in early access
Explore bills & purchases →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
PurchasesBillsBILL-2041
Record payment
Meridian Trading Co.
Awaiting payment

BILL #2041

From · Gulf Supplies Co.
Issued Jul 2Due Aug 16 · Net 45
Marine-grade rope, 400 units$25,000
Inbound freight$1,800
VAT 5%$1,340
Amount payable$28,140
Matched to purchase order PO-518 and goods receipt GRN-233
3-way match: PO, goods receipt, and bill agree within tolerance

Banking & reconciliation

The reconciliation workspace does the tedious part of the month.

Import statements as CSV, Excel, or PDF, with automatic header detection, and Vinance scores every line against the ledger on amount, date, and reference. Exact matches confirm in bulk; the rest arrive as suggestions you accept or correct. When the period ties out, sign off to seal the reconciliation with a tamper-evident SHA-256 hash and lock the period. Bank feeds and coding rules are in early access.

  • Statement import from CSV, Excel, or PDF with header auto-detection
  • Scored match suggestions, with bulk confirm for exact matches
  • Sign-off that seals the reconciliation and locks the period
Explore banking & reconciliation →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
BankingEmirates NBDReconcile
Confirm allSign off
$24,412
Deposit · Jul 14
INV-1042
Northwind Logistics
$28,140
Transfer out · Jul 13
BILL-2041
Gulf Supplies Co.
$920
Direct debit · Jul 12
Utilities expense
DEWA
$1,540
Incoming transfer · Jul 11
Suggested: INV-1051
Coastal Foods · confirm?
394 of 412 lines matched automatically · 18 in review

Accounting & ledger

Real double-entry underneath, plain language on top.

Vinance keeps a full chart of accounts and posts a balanced journal for every invoice, bill, payment, and pay run. Your balances are consequences of entries, never typed over, so the statements you read always tie back to the transactions that produced them.

  • A complete chart of accounts you can extend
  • A balanced journal behind every document, viewable in a click
  • Manual journals, accruals, and period locks when you need them
See how the ledger works →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
AccountingChart of accounts
New account
Chart of accountsBalance
1000Assets
1010Cash & bank$486,200
1200Accounts receivable$318,600
1400Inventory$400,000
2000Liabilities
2100Accounts payable$214,300
2300VAT payable$28,150
3000Equity$812,400
Accounting · Journal behind INV-1042
Dr Accounts receivable$24,412
Cr Sales revenue$23,250
Cr VAT payable$1,162
Balanced$0

Every document posts a balanced entry. Nothing here was typed by hand.

Inventory

Stock that knows what it is worth, and what it cost.

Track items across warehouses on a weighted-average-cost movement ledger, and adjust stock with a reason attached. Valuation flows onto the balance sheet, and when you sell, the units draw down into cost of goods sold automatically, so margin is real rather than estimated. Landed-cost allocation onto received units is in early access.

  • Per-warehouse stock on a weighted-average-cost ledger
  • Stock adjustments with an audit trail
  • Valuation that posts to the balance sheet and into COGS
Explore inventory →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
InventoryItemsStock on hand
Adjust stock
ItemOn hand · Value
SKU-100Marine-grade rope, 12mm1,240 · $86,800
SKU-450Lashing chains, grade 80640 · $92,160
SKU-210Cargo netting, heavy320 · $61,440
SKU-560Ratchet tie-down straps, 5t85 · $54,400
SKU-330Pallet wrap, industrial2,100 · $37,800
Total across 84 SKUs$400,000
Stock value posts to the balance sheet · sales draw down into COGS

Payroll

Pay the team, and the books already know.

Run a pay cycle and produce payslips, now in beta. Approving the run posts the wages, the tax and pension liabilities, and the employer cost as one journal, so payroll is part of the ledger rather than a spreadsheet you reconcile after the fact. Each run can also produce the file your bank actually pays from: US ACH, UAE and Saudi Arabia WPS SIF, or SEPA.

  • Pay runs and payslips for salaried and hourly staff, in beta
  • Bank payment files: ACH, WPS SIF, and SEPA
  • Every run posts wages, liabilities, and employer cost to the ledger
Explore payroll →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
PayrollPay runsJuly 2026
Approve runPayslips
Gross pay$16,200
Income tax withheld($1,850)
Pension & deductions($550)
Net pay to staff$13,800
Employer contributions$1,620
Total cost to company$17,820
Approving posts wages, liabilities, and employer cost in one journal

Projects & time

Turn billable work into invoices without leaving the books.

Log time and costs against each project and see profitability build as entries post. When it is time to bill, the tracked work becomes an invoice on the same ledger, so a project is a first-class part of your accounts, not a side calculation. Projects and time tracking are in beta; per-project budgets are in early access.

  • Time tracking and costs per project, in beta
  • Billable work that converts straight into invoices
  • Profitability by project, current and to date
Explore projects & time →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
ProjectsBillableQ3 2026
Invoice tracked work

Reports & dashboards

Statements built from the ledger, not typed into a slide.

Profit and loss, balance sheet, cash flow, and aging are all read live off the entries the moment you open them. There is no close-the-model step, because the model is the ledger. Slice by period, and by project, drill from the P&L and Account Transactions into the entries behind a figure, and export any of the 28 built-in reports to Excel with live formulas and accounting formats.

  • 28 built-in reports plus a custom Report Builder
  • Slice by period, and by project
  • Every report exports to Excel with live formulas
Explore reports & dashboards →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
ReportsProfit & LossJuly 2026
ExportCompare
Exports to Excel with live SUM() formulas, not a CSV dump

Automation & rules

Write down the routine once, then stop doing it.

Reminder schedules and email alerts run today, in beta: chase overdue invoices on a cadence you set and get notified when the events you care about post. A deeper rules engine, covering bank-line coding, approval routing, low-stock reorders, and tax-return drafts, is in early access. Because it acts on the same ledger as everything else, one rule will reach across sales, banking, inventory, and tax without a brittle integration in between.

  • Overdue-invoice reminder schedules, in beta
  • Email alerts on the ledger events you choose, in beta
  • Bank coding, approvals, and reorder rules, in early access
Explore automation & rules →
Vinance · Meridian Trading Co.
MMeridian Trading Co.
Settings
AutomationRules
New reminder
When this happensDo this
1Invoice is 3 days overdueEmail a reminder
2Invoice is 14 days overdueSend a firmer follow-up
3A payment over $10,000 landsAlert the owner
4Bank line contains DEWACode to Utilities · early access
5New bill over $5,000Route for approval · early access
Reminders and alerts run today · deeper rules are in early access

Frequently asked questions

Are these real screenshots of Vinance?

They are faithful illustrative recreations of the app, built so the numbers stay consistent across every module on the page. To use the real screens, explore a sample company.

Do I have to turn each module on separately?

No. Every module on this tour is part of one platform, free during early access, and pricing will always be per company, never per seat or per module. See pricing.

How do the modules stay in sync with each other?

They post to the same ledger. A paid invoice, a supplier bill, a pay run, and a stock movement are all journals against one chart of accounts, so there is no sync job between separate apps and nothing to reconcile between them.

Can I try the whole thing before switching?

Yes. Download Vinance free for Windows or open a seeded demo company in one click, then import your own books from QuickBooks, Xero, Zoho Books, Sage, Wave, or FreshBooks when you are ready.

Which taxes and currencies does the tour cover?

Meridian trades from the UAE with 5% VAT in the examples, but the tax engine is multi-jurisdiction: you configure rates by country, region, and city, with compound tax and reverse charge, and draft returns for UK VAT, India GST, and Australia BAS. Invoicing works in 182 currencies. See multi-currency & tax.

Move your books off the spreadsheet.

Invoices to bank statements, payroll to financial statements. One platform with every module included, free during early access, on web and desktop.

All modules included · Real double-entry books · Explore a seeded sample company in one click